OUR SECURITY & PRIVACY PLEDGE
At Williams Realty Group Inc dba HomeSight Mortgage, we’re dedicated to helping individuals use their
home financing options as a tool to manage their financial lives and improve their quality of life. With
that said, we respect and protect the privacy of those who visit or use our website or inquire as to our
services through public or private media sources. When we collect information from you, we want you
to know how it is used. To demonstrate our commitment to fair information practices, we have adopted
leading industry privacy guidelines.
By using our website, you are consenting to the use of information and agreeing to these guidelines and
any other policies that may be described on our website or social media platforms.
Williams Realty Group Inc dba HomeSight Mortgage does not share your personal information with
outside companies for their promotional use without your consent.
Because of the financial nature of our business, our websites are not designed to appeal to children.
Therefore, we don't knowingly attempt to solicit or receive any information from children.
WILLIAMS REALTY GROUP INC dba HOMESIGHT MORTGAGE MEDIA ADVERTISING GUIDELINES
At Williams Realty Group Inc dba HomeSight Mortgage, we want you to be comfortable and confident
when using our website. Therefore, we would like to share with you the following principles that govern
our information practices and other privacy aspects of our website:
We do not make our advertising decisions based on political affiliations or in support of, or against, any
political or religious group. We firmly believe in the right of free speech, however, we also believe we
have an obligation to ensure our advertising does not appear in content that is detrimental to our brand
values. We are prudent when deciding where our advertising messages will appear. This means we will
not advertise within programs that consistently exploit excessive or gratuitous violence or sexuality,
which demean or denigrate any religion, race, sex or which are otherwise lacking in good taste.
Should our advertising appear within programming content that violates these guidelines we will review
the content in question and make decisions about the appropriateness of that program for future
consideration.
OUR PHILOSOPHY AND PRACTICES
At Williams Realty Group Inc dba HomeSight Mortgage, we want you to be comfortable and confident
when using our website. Therefore, we would like to share with you the following principles that govern
our information practices and other privacy aspects of our website:
We provide you notice of our website information practices.
We tell you how and why we use Web technologies.
We give you choices about how the personally identifiable information that you provide to us
may be used.
We provide you the opportunity to update or correct your personally identifiable information.
We work to protect personally identifiable information from loss, misuse, or unauthorized
alteration.
We provide various ways for you to contact us about our information practices and other
aspects of privacy.
WE PROVIDE YOU NOTICE OF OUR WEBSITE INFORMATION PRACTICES.
To maximize the value of our services, we may request information from you when you visit our
websites. Williams Realty Group Inc dba HomeSight Mortgage does not share your personal information
with outside companies for their promotional use.
Here is a description of some of the information we may collect and how it is used:
PROTECTING YOUR IDENTITY AND CREDIT
Credit reporting agencies may share your information with other companies when you apply for a home
loan. This may cause you to receive Email or phone calls that you didn't ask for, offering credit cards,
refinancing or other loan products.
You can stop these calls and Emails by opting out of these prescreened credit offers. Simply call (888)
567-8688 or visit www.optoutprescreen.com.
Tools, Applications and Registration: We provide a number of ways for you to explore your
options for mortgages and loans, so you can determine which options may be the most
desirable for you. You can engage a number of tools, planners, calculators and other interactive
advisors, such as the online interviews, without providing us your identity. We will not ask you
for personally identifiable information to use these features, and do not attribute the
information that you provide to you as an individual.
However, if you want to exercise one or more of the loan options presented, we may ask you to register
and/or supply other identifying and supporting information needed to process your application.
Williams Realty Group Inc dba HomeSight Mortgage does not share your information with outside
companies for their promotional use. We may, however, use it to send you communications and special
offers on other products or services offered by Williams Realty Group Inc dba HomeSight Mortgage. If
you do not want to receive this information you may opt-out within any future communications or by
sending an Email to williamsrealty@outlook.com with the words “Opt-Out” in the subject line.
We may also supply the information you provide, on a strictly confidential basis, to service providers,
such as title companies, appraisers, credit reporting services, etc., who assist us in qualifying, processing,
closing and servicing your loan.
Credit Report: By submitting to us a loan application or a request to be pre-qualified, you
authorize us to share your credit report with our affiliates only to process your loan application.
Newsletters: We provide you the opportunity to subscribe to Email newsletters and other Email
communications. You may unsubscribe by following the instructions provided in each Email
newsletter.
Interactive Help (Chat / PC to Phone): You may initiate an online interactive discussion or PC to
Phone communication with a Williams Realty Group Inc dba HomeSight Mortgage to facilitate
the completion of your loan application. We do not ask for any personally identifiable
information to use this service; if you volunteer personally identifiable information, it will only
be used to respond to your request. We may maintain transcripts of chat sessions.
MORE ON OUR GENERAL INFORMATION PRACTICES.
Contests, Sweepstakes, and Surveys: From time to time, we may offer you the option to
participate in contests, sweepstakes, or surveys. If you would like to participate, we may ask you
for contact information, preferences or other information. This information may be used to
conduct research, improve our offerings, or contact you regarding home financing or award
prizes. Our contests or sweepstakes may have separate rules and we will identify how the
information that you supply will be used in each case.
Mandatory and Optional Information: We identify what information is required to fulfill your
request. If you choose not to provide mandatory information, we will not be able to provide you
the service you are requesting. As part of your use of our website, we may collect information
that may include your name, address, social security number, the location and value of the
property related to the requested loan products or services, financial information about your
assets and income, financial accounts, insurance and other information. As part of this process,
you consent to Williams Realty Group Inc dba HomeSight Mortgage obtaining a credit report
and for us to use that information as described in this policy. We may also collect information
about your activity on the Williams Realty Group Inc dba HomeSight Mortgage websites and use
that information as described in this policy.
E-mail Message Formatting: When sending you Email we may use an image called a single-pixel
GIF, that allows us to (1) format messages that best align with your computer's capabilities, and
(2) determine whether you've opened an HTML Email. When you click on a link within an Email
message, you may pass through our server, and then be redirected onto the Internet. We may
use this data on an aggregate level to evaluate response rates to our Email messages and to
determine which links are most useful to our client base.
Service Providers: In some cases, we will employ or use service providers such as title
companies, appraisers, consultants, and temporary workers, third party software developers, to
complete a business process or provide a service on our behalf. For example, we may use
service providers to enhance our website technology, deliver products, or to send Emails. When
we employ service providers, we may need to share your personally identifiable information.
Service providers are strictly prohibited from using your personally identifiable information for
purposes other than to act on our behalf.
Service Alerts and Critical Notices: Although we respect and honor the privacy preferences you
have expressed, we may need to contact you to inform you of specific changes that may impact
your ability to use this service or for other critical non-marketing purposes, such as bug alerts.
We may also contact you to respond to your specific requests, to clarify the order information
you provided to us, or to notify you of upcoming relevant expiration dates.
Change of Control: Your personally identifiable information may be transferred in connection
with a sale, merger, transfer, exchange or other disposition (whether of assets, stock or
otherwise) of all or a portion of a business of Williams Realty Group Inc dba HomeSight
Mortgage. You will have the opportunity to opt out of further secondary use of your information
following any change of control.
Changes to Our Privacy Policy: If we plan to make significant changes to any of our privacy
policies or practices with respect to how we use personally identifiable information, we'll post
those changes to the Williams Realty Group Inc dba HomeSight Mortgage website and/or social
media platforms as required.
Legal Disclosures: In some cases we may be required to disclose certain information to comply
with a legal process, such as a court order, subpoena, search warrant, or law enforcement
request.
WE WORK TO PROTECT PERSONALLY IDENTIFIABLE INFORMATION FROM LOSS, MISUSE, OR
UNAUTHORIZED ALTERATION.
We employ industry recognized security safeguards to help protect the personally identifiable
information that you have provided to us from loss, misuse, or unauthorized alteration. All data sent to
Williams Realty Group Inc dba HomeSight Mortgage is protected with technology that enables
encryption of your data. We use:
Secure Socket Layer (SSL): Williams Realty Group Inc dba HomeSight Mortgage supports the
Secure Socket Layer (SSL) transaction protocol originally developed by Netscape and now largely
accepted as an industry standard. The purpose of this encryption protocol is to keep confidential
the information passed back and forth between a Web Server and its users.
128-Bit Domestic Grade Strong Encryption: Williams Realty Group Inc dba HomeSight Mortgage
uses 128-Bit Domestic Grade Strong Encryption, a powerful encryption commercially available
for Internet products. (However, be aware that if you are using a 40-bit browser, your
encryption level, while secure, is not the highest level available. United States and Canadian
citizens can download free 128-bit browsers from Mozilla, Apple, or Microsoft.
We work to protect personally identifiable information stored on the site's servers from unauthorized
access using industry standard computer security products, such as firewalls, as well as carefully
developed security procedures and practices. All employees must review and agree to abide by these
practices which include limiting access to sensitive information to only those employees who require the
information and enforcing strict password protocols. In addition, a username, member ID name and
password may be required for you to use, view or change application or interview information. We use
available security resources to ensure the adequacy of our security measures.
WE TELL YOU HOW AND WHY WE USE WEB TECHNOLOGIES.
Here is how and why we use some common Web technologies to help manage our websites:
Cookies: A "cookie" is a small piece of information that our website may provide to your
browser while you are at our sites. The Williams Realty Group Inc dba HomeSight Mortgage
website supplies your browser with cookies that contain a unique identifier used to better
understand website usage in the aggregate and on an individual level so we know what areas of
our site users prefer (e.g., based on the number of visits to those areas). This is done through a
tracking utility that allows, for example, to reconstruct activity from a session or by a user, for
troubleshooting and issue resolution purposes. Williams Realty Group Inc dba HomeSight
Mortgage may also employ service providers to help us collect and understand our website
usage data.
When periodic surveys are presented to website visitors, cookies are used to prevent issuing multiple
invitations to the same individual.
If you are a visitor on the Williams Realty Group Inc dba HomeSight Mortgage website, you will receive a
cookie. This cookie is maintained by your browser and contains your identifier. This cookie may be used
to authenticate your identity and provide you with access to limited areas of our website such as those
that allow you to view and manage your personal profile.
Additionally, Williams Realty Group Inc dba HomeSight Mortgage service providers that serve ads on
affiliate and/or advertiser websites may assign different cookies and small graphical images called
single-pixel GIFs or web beacons, to your browser to track the effectiveness of Williams Realty Group Inc
dba HomeSight Mortgage advertising on other websites and your involvement with Williams Realty
Group Inc dba HomeSight Mortgage. For example, our service providers may use cookies and web
beacons to determine when affiliates have referred a customer to Williams Realty Group Inc dba
HomeSight Mortgage via a link on their website. The Williams Realty Group Inc dba HomeSight
Mortgage website may also set a temporary cookie that contains a unique, anonymous identifier that is
provided to the service provider. This cookie is not linked to a customer's personal information. Service
providers report data in the aggregate and do not link it to individual customer information. Williams
Realty Group Inc dba HomeSight Mortgage may also employ service providers who may assign cookies
or web beacons to your browser to assist us in collecting website usage data such as your IP address,
session ID, URL and demographic information such as your zip code. The collection of data may include
personally identifiable information. We do not track URLs that you type into your browser, nor do we
track you across the Internet once you leave our site.
If you simply want to browse, you do not have to accept cookies from our site. Should you decide,
however, that you would like to register and sign in to special areas of the website and you have
modified your browser settings not to accept cookies, you will need to re-set your browser to accept the
cookies that we send. Otherwise, you won't be able to participate in certain areas of the website. Most
browsers are defaulted to accept and maintain cookies.
If you wish to remove cookies provided by Williams Realty Group Inc dba HomeSight Mortgage, please
check your browser's settings and Help section for instructions for removing cookies from your browser.
Behavioral Advertising: Please be aware that we may use third party advertising companies to collect
non-personally identifiable information for online behavioral advertising to provide targeted display
advertisements, likely to be of greater interest to you, through participating publishers and advertisers.
Such information may include non-personally identifiable information (e.g., click stream information,
browser type, time and date, subject of advertisements clicked or scrolled over) through the use of
Cookies and other technology. To learn more about online behavioral advertising or to opt-out of this
type of advertising, please click on the following link: www.networkadvertising.org.
Website Usage Data: Our website may track usage data, including, for example, your IP address,
your browser type and version, which pages you view, which page, if any, linked you to our site,
and which link, if any, you follow off of our site. We use this data in the aggregate and on an
individual level to better understand website activity to improve our site offerings, to
reconstruct activity from a session or by a user, for troubleshooting and issue resolution
purposes. We may also use this data to provide you a more personalized website experience,
assistance with technical support questions, and/or to send you special offers, product and
service updates, or other promotional materials that are relevant and tailored to your interests.
If you do not want to receive these offers or promotions, simply indicate your contact
preferences, within any future communications or by sending an Email
to williamsrealty@outlook.com with the words “Opt-Out” in the subject line. We do not share
your information with outside companies for their promotional use. We do not track URLs that
you type into your browser, nor do we track you across the Internet once you leave our site.
Social Media and Third-Party Website Security and Privacy Policies: Williams Realty Group Inc
dba HomeSight Mortgage currently has presence on social media to connect with and market to
the public, Williams Realty Group Inc dba HomeSight Mortgage customers and potential third-
party customers of Williams Realty Group Inc dba HomeSight Mortgage. Your activity on third-
party websites is governed by the security and privacy policies of each third-party website. Users
of third-party websites often share information with the general public, user community, and/or
the third-party operating the third-party website, which may use this information in a variety of
ways. Consequently, you should review the privacy policies of the third-party website before
using it and ensure that you understand how this information may be used. You may be able to
adjust privacy settings on your accounts on any third-party website or application to match your
preferences. The information posted on or directed at Williams Realty Group Inc dba HomeSight
Mortgage through social media is generally available to the public. To protect your privacy, do
not include information you want to keep private or any other sensitive personal information in
your social media activity, comments or responses. This information may be archived
independently on, and retention of such information is governed by, the third-party website.
Browser “Do Not Track” and Other Settings: You may be using an Internet browser that has the
ability to communicate your privacy preferences to the website, including requests not to track
your usage and browsing history. Currently, the Williams Realty Group Inc dba HomeSight
Mortgage website(s) do not respond to any of these signals. Williams Realty Group Inc dba
HomeSight Mortgage may track your activity on these websites and use that information as
provided in this policy.
WE GIVE YOU CHOICES ABOUT HOW THE PERSONALLY IDENTIFIABLE INFORMATION THAT YOU
PROVIDE TO US MAY BE USED.
We give you the opportunity to control the use of your personal information for purposes other than to
fulfill your request or as is required to process, close and subsequently transfer service of your loan. We
do not service loans after closing. For example, on occasion we may use your contact information to
send you promotional communications about Williams Realty Group Inc dba HomeSight Mortgage
products. If you do not wish to receive such communications, you may specify your contact preferences
during the information collection process or you may send an Email to williamsrealty@outlook.com with
the words “Opt-Out” in the subject line.
WE PROVIDE YOU THE OPPORTUNITY TO UPDATE OR CORRECT YOUR PERSONALLY IDENTIFIABLE
INFORMATION.
We provide you the opportunity to update or correct the contact and loan application information that
you have provided to us. Once you have submitted your application, you may only change the
information by directly emailing us at williamsrealty@outlook.com.
Williams Realty Group Inc dba HomeSight Mortgage recommends that you do not use email
communications to send us sensitive personal information.
WE PROVIDE VARIOUS WAYS FOR YOU TO CONTACT US ABOUT OUR INFORMATION PRACTICES AND
OTHER ASPECTS OF PRIVACY.
Questions regarding the Williams Realty Group Inc dba HomeSight Mortgage website's privacy
statement, our online privacy policy, our information practices or other aspects of privacy on our
website(s), should be directed to us by Email to williamsrealty@outlook.com or by writing to us at
Williams Realty Group Inc dba HomeSight Mortgage 30724 Benton Road #C302-580, Winchester CA
92596. You may also call us at the phone number listed on our website.